Author Behind This BlogHOW DID AN ENGINEER LIKE ME BECOME A FINANCIAL EDUCATOR?
Hello! My name is Chai Santiago. I started my financial journey back in 2013, at the age of 22. I'm a graduate of Manufacturing Engineering and Management with specialization in Biomedical Engineering from De La Salle University. My parents are both engineers who also became Financial Literacy Advocates after working for more than 30 years in big semiconductor companies. You might be wondering how I ended up pursuing a job in the Financial Industry with them. Let me share with you my story. |
(From L-R: Benj Santiago, Rex Mendoza, Chai, and Fely Santiago)
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It Pays To Know The Rule of 72Whenever I conduct Financial Literacy Classes, I always mention to my attendees that this is my favorite concept to share. Not because of my love for numbers but because this is usually the "AHA!" moment of people.
How I wish this was taught during our Basic Accounting Class/Course but hey, this is your chance to learn how to grow your savings and investments. Read More |
One Major Reason Why Many People Do Not InvestHave you been letting fear hold you back from living life to the full?
Many people miss out on great opportunities because of fear. In the past 5 years of being a Financial Coach, I realized that this is also very true when it comes to investing. Many people are still very much afraid to get into investing. Why? Read More |
How To Invest? Where Can I Invest?Question: "Paano po mag invest? Saan po ba okay mag-invest?"
I get this question A LOT. Sometimes, I’m tempted to just tell them, "This is how you open an investment account, these are the requirements, this is the amount, etc etc." That would have been easier for me but I figured that's not the point why I'm a Financial Educator in the first place. Right? Read More |
3 Important Truths Millennials Need To Know About InvestingAfter years of constant learning, unlearning, and re-learning, I'm now able to differentiate the noise from the truth, what's relevant and what isn't. Among the many things which I consider important about investing, I must say these are the top three most important information that a millennial has to keep in mind.
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Waiting For The Right Time To Invest?Let’s have a quick reality check: How many 13th month pays, bonuses, incentives, 15th and 30th's, or maybe even weekly commissions have already passed through your fingers, and still you haven't done anything about your plan to invest?
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Five Tips On How To Avoid Petsa de PeligroBefore you know it, your hard-earned money's all gone and you're left with just enough money to get through day by day until the next payday. When you're asked, "were you even able to save?", you think to yourself, "where'd all my money go?"
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"I Resolve To Become Financially Fit This Year"Let me be completely straightforward about this, if you want to be financially fit this year, start by having a change in your mindset. Until we change what's on the inside, we cannot change what's on the outside.
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What Are You Wasting For?
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5 Excuses Millennials Make That Keep Them From Being RichHere's the reality which you might be forgetting or taking for granted – as you age you don’t get any more time. None of us will ever do. Kapag lumipas na, lumipas na. Now until when will you procrastinate?
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